on demand publishing for independent authors

How much does it cost to self publish a book?

You’ve written a book, you want to get it on Amazon and KDP, and maybe a few other online outlets. So, how much does it cost to self publish a book? Well, that all depends…

First you need to lay out the book and come up with some cover art. You can achieve this with desktop publishing software like Adobe Indesign, or more likely for the average user, Word Processing software like Microsoft Word. If you can save the document into a PDF you will have the file you need for the interior to upload.

Your cover art will likely be a PDF and need to be high resolution. For instance 300 dpi. If you’re making the artwork yourself try to save into the PDF format which will preserve the quality of the text (something called vector art) as opposed to saving as a JPG file which will make the type part of the picture (called raster art). Vector art will produce clear text on the cover. All the text on the inside PDF will be vector. When you upload your artwork if the resolution isn’t right generally you’ll get an alert. The on demand publishers we recommend have specifications which make clear what the resolution of the images need to be.

So if you can pull this off by yourself, so far your budget is zero. That being said, hiring a Graphic Design Professional is certainly worth thinking about. They also may be able to help you with the ebook version, which is a little harder to do on your own as it requires the ebook format (.mobi is the final format on Amazon but you can upload an ebook) and an interactive table of contents. How much this will cost depends on the designer, but a top notch graphic designer who can design a professional cover and interior for you could be $2000. A discount designer could be a few hundred. Remember though you generally get what you pay for. Read more

Paul Reback Independent Authors Forum

The Three Key Challenges of Retirement

Planning for your retirement can be challenging. It can be scary and frustrating. I have seen many clients who felt their plan was a disaster waiting to happen. As an advisor, I am here to say that you can handle it. Planning for retirement does not have to be difficult. In fact, it can be fun! But in order to achieve the retirement of your dreams, you must prepare for three major challenges that every retiree is likely to face.

Challenge #1: Ensuring a long retirement savings lifespan

One of the greatest fears that people have is that they will outlive their savings.
Fortunately, by taking the steps now, you can ensure that this doesn’t happen to you.
The first step is to budget your expected expenses based on your normal day-to-day costs and any activities you want to pursue during retirement. Things like travel, hobbies, remodeling your home, etc.

Next, take a hard look at your current savings and level of income. How much are you setting aside for retirement? How much more do you need to be saving or investing in order to meet your expected budget? This is where working with a financial advisor can come in handy, because an advisor can help you determine: Read more

Francine Vale Independent Authors Forum

Remember we come from love

Dear Friends,

Let us stand in the light of our souls and prove the endurance of goodness, love, truth and beauty. Let us remember we come from love, we are a majestic symphony of light and sound vibrations. Let us shine our light with renewed strength and belief in the goodness of humanity. Let us speak to one another with the music of goodness on our tongues. Let us walk with angels, let us live with the goodness of angels in every step. Let us remind one another that we came not to fall but to rise up in the face of tribulation, to turn our face toward the light and keep the light of love as a beacon toward all that is good in the land.

With much love and infinite blessings, Francine Vale

Read more of Francine’s blogs at francinevale.com